For a loved one struggling with an addiction, a direct inheritance could be dangerous. However, disinheriting an addicted adult child is NOT the only option. Thankfully, there is an alternative estate planning solution available.
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Before You Disinherit a Loved One Struggling with Addiction…

Schmidlkofer, Toth,
Loeb & Drosen, LLC
March 12th, 2025

For a loved one struggling with an addiction, a direct inheritance could be dangerous. However, disinheriting an addicted adult child is NOT the only option…

Those who are close to an individual struggling with addiction are often in a difficult situation. They may have a complicated relationship with the addicted adult. They might loan money to that individual that they never recover or experience criminal activity, such as the theft of personal property.

Families often have to make the difficult decision to stop providing financial support to those who abuse alcohol and other mind-altering substances. Eliminating the inheritance of an adult struggling with addiction is one way to avoid contributing to their challenges.

However, the feeling of abandonment and judgment that could come with disinheritance may ultimately worsen an individual’s struggles with addiction. Providing structured support could be a viable alternative.

With the right rules, a trust can help enhance the standard of living or opportunities for an individual with addiction. Trust resources can help pay for medical care or counseling that might ultimately help the struggling beneficiary improve their circumstances and overcome their addiction.

Parents and other family members of adults struggling with addiction may reach the conclusion that they want to disinherit that individual. Thankfully, there is an alternative estate planning solution available…