Assisted reproduction and freezing genetic material are increasingly common procedures. Having complete and updated estate documents can help avoid “pretty heartbreaking” outcomes for surviving spouses.
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Planning Ahead: Fertility Choices & Your Estate Documents

MoneyTalk
By TD Wealth
February 10th, 2026

TD Wealth MoneyTalk: “When fertility choices have estate planning implications”

Assisted reproduction and freezing genetic material are increasingly common procedures for modern families, and it’s crucial to understand the potential legal risks if one partner dies.

Couples looking into fertility options have a lot to think about. And if one partner is seriously ill, or something unexpected happens to them, the decisions left to the surviving spouse can be limited without prior planning. In fact, all couples can probably benefit from planning ahead for those potentially difficult scenarios.

Monique Shebbeare, Tax and Estate Planner at TD Wealth, explains why having complete and updated estate documents can help avoid “pretty heartbreaking” outcomes for surviving spouses.

The MoneyTalk Podcast delves into a variety of topics that affect your life today, your future and your money. Hosted by TD Wealth’s Kim Parlee.